Benefits of Private Banking

Enjoy exclusive benefits, fiercely competitive interest rates¹ and banking convenience with a checking account that rewards you for your banking relationship.

• Initial deposit to open is $1,000
• Variable tiered interest²
  • Earn a premium rate on qualifying balances equal to or less than $25,000
  • Earn a competitive rate on qualifying balances greater than $25,000
• No monthly maintenance fee
• Exclusive Debit/ATM card
  • A symbol of distinction, our Private Client Debit Card makes you a card-carrying member of the WesBanco family. With this exclusive WesBanco product you can withdraw up to $305, make purchases of up to $3,000 per day, or establish your own personal limits.
• Overdraft protection available³
• Free Online Banking, Mobile Banking⁴ and Bill Pay
• Monthly eStatements available

¹Please refer to supplemental disclosure for current interest rates and Annual Percentage Yields.
²To receive the tiered balance interest rates, the following requirements must be met: 1) There must be at least 5 transactions posted and cleared to this account per monthly statement cycle. Transactions include checks paid, deposits, debit card purchases, ATM withdrawals, transfers, ACH debits or credits. 2) You must maintain a combined daily balance of primary or secondary ownership or trustee relationship of current WesBanco consumer deposit accounts (this account or other consumer checking, money market account, savings, or time deposit) and/or consumer loan accounts (auto, home equity, personal line of credit, other personal loan, or consumer mortgage) totaling $100,000 or more, OR a daily balance of $50,000 or more in this account. Rates may change any time after the account is opened. Fees could reduce earnings. Only one Private Client Checking account per customer. Available on personal accounts only.
³A separate authorization is required for our overdraft protection service.
⁴Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

Take advantage of WesBanco’s flexible money management option and earn premium rates of interest on higher balances.

• Initial deposit to open is $50,000¹
• Variable tiered interest² based on the following balances:
  • $500,000 and over³
  • $100,000 – $499,999.99
  • $0 – $99,999.99
• Interest accrues daily and is compounded and credited monthly on your combined statement
• No minimum balance requirement or monthly maintenance fee
• Up to six pre-authorized transfers or withdrawals permitted⁴ per month, including automatic or telephonic transfers, electronic transactions, checks written or drafts, any of which may be made payable to third parties.
• Link as a secondary account for ATM access.
• Link as a ‘transfer from account’ to cover overdrafts
• Free Online Banking and Mobile Banking⁵
• Combined monthly statement (required) – available as an eStatement or paper statement

¹To open and maintain this account a customer must have a Private Client Checking account. Customer must also be a Private Banking client with $250,000 or more of liquid assets and a net worth of $1,000,000, or income of $250,000 or more.
²Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time.
³There is a maximum balance limit of $5,000,000 on this account.
⁴Federal regulation limits this account to six withdrawals or transfers per statement cycle; in-person withdrawals are unlimited. An $11 excessive transaction fee may be assessed on any electronic or telephone transfers, or on checks, automatic or pre-authorized transfer to a third party, exceeding six per statement cycle. Exceeding withdrawal limitations may result in fees, account closure, change of account type, termination of transfer capability, or other remedial action.
⁵Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

The Visa® Signature Elite Card is designed to meet our private banking customers’ unique everyday needs by enriching your lifestyle, delivering generous benefits and enhancing your peace of mind.

Earn exceptional rewards, enjoy luxury travel benefits, and experience world-class privileges – all at an exceptional value.

Apply for the Visa Signature Elite Card today for privileges you deserve, including:

• Custom Line Size Request – Work with your banker to request line sizes that fit your lifestyle
• Attractive Rates – Choose to pay off your balances over time or in full each month
• Rewards –Choose from merchandise, gift cards, unlimited 1% cash back¹ and travel
• Travel – Exclusive travel benefits, lounge access and no foreign transaction fees
• Concierge Services – Choose the level of support your lifestyle requires²
• Customer Service – Direct live representative or have your banker call on your behalf

Talk to a Private Banker for more information and to apply.

¹Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Points expire five years from the end of the quarter in which they are earned. Account must be open and in good standing to earn and redeem rewards.
²Cardmembers are responsible for the cost of any goods or services purchased by the Concierge on Cardmember’s behalf.
The creditor and issuer of this Card is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.

Ready to take advantage of all WesBanco private banking and individual wealth management has to offer? Find a private banker near you to learn more about the ways our offerings can benefit your future. We can assess your current asset and wealth management position and create a plan to generate fresh revenue so you’re able to capitalize on growth opportunities and make the most of your personal and professional funds.